Banking

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Get Moniepoint POS: A Guide to Becoming an Agent

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Moniepoint POS Machine

Learning how to obtain Moniepoint POS Machine for your business as well as becoming a Moniepoint POS Agent is a process that can be easily understood and executed. This guide will walk you through the necessary steps to apply and obtain a Moniepoint POS Machine, as well as open a Moniepoint Business Account to become an agent, regardless of your location. All you need is a smartphone or computer with an internet connection.

In Nigeria, if you are planning to start a POS business, it is highly recommended you use the Moniepoint POS Machine, as the charges are offered at a flat rate of 0.5% of the transaction amount for withdrawals between N1 to N20,000. Additionally, there are no charges for bill payments.

Moniepoint is the fastest-growing and most reliable mobile money platform in Nigeria, providing an all-in-one business solution that offers last-mile banking services such as cash transfers, withdrawals, airtime purchases, and multiple other financial services. The POS terminals are equipped with advanced security features, such as encrypted payment processing, and the ability to flag suspicious transactions, providing peace of mind for you and your customers.

The Moniepoint POS Machine provides customers the ability to pay using their cards or make a transfer in the event they don’t have enough cash. Businesses and individuals endure the process to become agents as well as receive payments easily.

Reasons you should use Moniepoint POS include:

  • Secure payments that protect you and your customers
  • Easy-to-use operating system
  • Instant dispute resolution whenever you need it
  • Compatible with all cards
  • Long-lasting battery
  • Accepts card and transfer payments
  • POS terminal compatible with all cards

Requirements for a Moniepoint POS Machine

To obtain a Moniepoint POS Machine, a Moniepoint business account is required to accept both transfers and card payments for your business easily and without stress.

Requirements to open a business account on Moniepoint:

  • A functional phone number is required before opening a Moniepoint business account
  • An email address that is accessible
  • Your bank verification number (BVN)
  • A valid government ID such as an international passport, driver’s license, permanent voter’s card or national identification number (NIN) or residence/work permit (for foreigners)
  • A utility bill for verifying your address

How to Open a Moniepoint Business Account:

You can open a Moniepoint business account online and become a POS agent in a few simple steps.

  1. Visit the Moniepoint Online platform to access the account opening form.
  2. Input your email address and phone number and click “Next.”
  3. You will receive an OTP in a few seconds. Type it in to verify your phone number.
  4. Input your BVN and date of birth.
  5. Create a username, which is the name your customers would see, ensuring to choose something memorable.
  6. Select a password for your business. Make sure not to use any personal information such as your name or birthday.
  7. Provide your BVN and know your customer (KYC) details, and then commence face & ID verification.
  8. Lastly, choose a transaction PIN with any four chosen numbers. After this, you can become a Moniepoint business account holder, enabling you to accept payments, request loans, and much more from anywhere in Nigeria.

How to obtain a Moniepoint POS Machine for your business:

  1. To start the application for a Moniepoint POS Machine, log in to your business account and select the business you want a POS terminal for.
  2. On the chosen business’s dashboard, click the POS menu under “Channels.”
  3. Click on the POS menu and then on Request New POS.
  4. The Moniepoint terminal costs N21,500, with N10,000 as the caution fee, N10,000 as the logistics fee, and N1,500 as insurance for one year’s coverage.
  5. Click on the MP35P to the next step.
  6. Fill out the address where you would like the Moniepoint POS delivered.
  7. Once completed, fund your business account with at least ₦21,500 for the POS Terminal and finalize the request by making a payment.
  8. A dedicated Relationship Manager from Moniepoint will be assigned to you instantly. The Relationship Manager will deliver the POS terminal within 48 hours, train you on how to use it, and answer any questions you may have.

Please note: after making your request, you can obtain the Moniepoint POS terminal within 48 hours by paying N21,500.

Moniepoint POS Charges and Commission Structure:

  • Moniepoint charges a flat rate of 0.5% of the transaction amount for withdrawals between N1 to N20,000
  • They charge a flat rate of N100 for transactions above N20,000
  • They charge a flat rate of N20 for transfers
  • Moniepoint gives BOs cashback of up to #20 on withdrawals and #5 on transfers.
  • For airtime, they charge 2% for all networks.
  • They do not charge for bill payments.

Find out if you’re eligible for a home loan in the UAE

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Home Loan Eligibility in the UAE

Home loans have soared in popularity in the UAE in recent times, with a sizeable portion of the population opting for this means of purchasing a new property. With different fees, terms, and conditions offered by various providers, it is wise to compare plans to find the best fit for your needs.

Mortgages and home loans can be complex to understand in general, regardless of whether you’re a UAE national or not. Nonetheless, by grasping the details, you can familiarize yourself with the financial market. Should you apply for a home loan, you’ll need to meet various eligibility requirements, including nationality, credit score, monthly income, and other factors that vary depending on the provider.

Eligibility Criteria for Mortgage Loans in the UAE

Several banks and financial institutions operate in the UAE, offering different types of home loans with varying features, interest rates, and eligibility requirements.

While every provider has different requirements, the general eligibility criteria for mortgage loans in the UAE are somewhat standard. They are:

  • The applicant must be a national/resident or expat.
  • Individuals applying for the loan should be at least 21 years old, while the maximum age limit is generally 65-70 years old.
  • Expats should have a minimum monthly income of AED 15,000.
  • UAE nationals should have a minimum monthly income of AED 10,000

In the UAE, mortgages are available to non-residents, but the available options are limited. Only a few lenders offer loans to non-residents.

Self-employed individuals can also apply for home loans in the UAE, provided they have been in their business for at least two years.

Factors Affecting Home Loan Eligibility in the UAE

Seeking out a mortgage loan can be overwhelming. With so much to consider in terms of where to begin, what to look for, and what lender and mortgage to select, it can be challenging to decide. Nevertheless, becoming informed about mortgage loan eligibility criteria can help avoid confusion and prevent complications. Some factors that affect home loan eligibility include:

  1. Age
  2. Credit Score
  3. Employment Status
  4. Long Term
  5. Debt-to-Income Ratio

1. Age

The terms of the loan and home loan eligibility are inversely related. As a general rule, the younger you are, the lower the risk, making it smoother to navigate the loan approval process. On the other hand, the older you are, the greater the risk, potentially making it more difficult. The minimum age requirement for most banks is 21 years. Expats generally have an age limit of 65 years, while UAE nationals have one of 70 years at most.

2. Credit Score

Among all the key factors, the credit score is one of the most critical criteria for home loans in the UAE. A credit score is a three-digit number ranging from 300 to 900, providing an overview of the borrower’s financial history. The borrower’s ability to repay the loan is determined by scrutinizing the loans, dues, and other factors. Lenders may hesitate to grant loans to borrowers with poor credit scores, and those who do generally charge higher interest rates than those with better scores. Maintaining a good credit score is crucial for straightforward home loan eligibility.

3. Employment Status

Every lending institution has different criteria for issuing loans. Servicers may require a higher monthly salary for salaried individuals applying for larger loan amounts. Repayment capacity is a top concern for lenders in judging whether borrowers will pay back the loan. Self-employed borrowers are generally considered riskier and are therefore subject to different parameters, such as financial stability, income stability, and repayment capacity. 

4. Long Term

By selecting a long-term loan repayment plan, you can qualify for more lenient eligibility requirements. As such, your monthly repayment amount will be lower, although the interest rate will be higher. You’ll be spending less of your income on loan repayment. However, the total interest you pay in the end will be much higher compared to short-term plans.

5. Debt-to-Income Ratio

This ratio measures the amount of debt you owe compared to your income. Lenders use this to evaluate your repayment capacity. To calculate this ratio, divide your current monthly debt by your average income, then multiply the result by 100. All forms of debt, such as student loans, personal loans, credit cards, and other debts, should be taken into account. To avail of further debt, your debt-to-income ratio should be below 50%.

What Documents are Required for a Home Loan?

The following documents are required for home loan eligibility in the UAE:

  1. Payslips and bank statements for the previous 3-6 months
  2. Passport, Visa, and Emirates ID Copy
  3. Salary Certificate
  4. Recent Credit Card Statements
  5. Copy of Dubai Electricity & Water Authority (DEWA) Bill or Lease Agreement Confirming Your Current Address

Takeaway

When choosing a repayment plan, opting for a long-term plan can help reduce your monthly debt. It’s important to remember that you’ll end up paying additional money in interest, however. To keep your debt-to-income ratio in check while also making it easier to repay, select lower monthly payments. Always pay on time and be punctual with payments. Ensure you make all of your additional income available to repay your debts and have a smooth loan closing process.

Stop Online Loan Harassment: 2 Ways to Report in Nigeria

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Bank Loans

Online loan platforms have become increasingly popular in recent years. However, there is also an increasing concern about how these platforms harass their customers who fail to repay their loans on the due date. This has become a major issue that cannot be ignored. In such cases, some of these loan platforms would keep calling and threatening their customers that defaulted. In fact, their persistent phone calls can even make one go into a coma.

Online loan platforms have become a problem for many people who are unable to repay their loans. The interest rates on these loans are often very high, which means that people are often trapped in a cycle of debt. The problem is that many loan apps operate without proper regulation, and they are not held accountable for their actions. This means that they can harass their customers without fear of consequences.

Some of the loan apps would go as far as calling or sending messages to the contacts of the loan defaulter, telling them that the customer has taken their money and refused to pay it back. Some would even send messages to contacts, family members, and friends, reporting that the customer is a thief and they are wanted. All these are disturbing and uncalled for.

The Nigerian Government has taken notice of these wired acts, and has in the past suspended the operation of some loan apps. This situation is really embarrassing. I believe the reason some people borrow money from online loan apps is probably because they don’t want to ask anybody for money or they don’t want anybody to know that they borrowed money. But it’s quite unfortunate that some of them later get exposed in an embarrassing way that they never expected.

It is always advisable to never attempt to borrow money, especially from online loan apps if you don’t have any means of paying back before the due date. However, we understand that things may not always go as planned sometimes; so, in case you are trapped and unable to pay back your loan as expected on the due date. All you have to do is to be very polite and explain to the loan platform from which you took the loan. I believe they are also human beings. But if they refuse to understand you and choose to keep embarrassing you unnecessarily, you may have no option but to report them.

Fortunately, there are ways to report online loan harassment in Nigeria. This would allow people who have been victimized to take action against loan apps that are harassing them. Below are some ways to report online loan harassment in Nigeria:

1. Report On Google Play Store Or App Store

Immediately you are victimized in any form of online loan harassment, the first thing to do is to report the app on the Play Store or App Store. You might ask about the process you undertake to properly report the app. For Android users, just go to your android play store and report the app to Google that such an app is overrunning your privacy and you are under onslaught for harassment or abuse.

The reason for this is to permit Google to review your report immediately when it receives your notification and take instantaneous action against such a loan app and discard it from its platform. So, once this is done, Google removes any loan app from its platform that is abusive to avoid any further victimization.

2. Report To A Media House

Reporting to a media house is another way to make your online loan harassment known. Many online media platforms can assist you to publish your entire story on their platforms free of charge. For instance, suppose you are a victim of online loan harassment. Just send a harassment case to the media house. They will publish it instantly and once Google checks for statements against such a loan app, it would discard it.

In fact, if after thorough evaluation and your story is found genuine, it will attract the awareness of the government both the state and the federal. They will further apply local laws against such loan apps and notify Google of unexpected activities against such loan apps.

Conclusion

We will never support anybody to take a loan online and refuse to pay it back. It is expected of you to pay back your loan even before the due date; never take a loan if you don’t have any hope of getting the money to pay it back before the due date.

If any unexpected circumstances make you unable to pay the loan on the due date, you should try to explain politely to the loan platform; just try your best to make them understand. But if they refuse to give you a listening ear and choose to harass you, you may have to report the loan platform to save yourself from such harassment. However, still look for a way to pay back your loan.

Apply for OPay Mini POS this 2026 – Benefits, Price & Features

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OPay Mini POS 2023 - How to Apply; Why Choose OPay MiniPOS? Opay Mini POS Price 2023

OPay Mini POS is revolutionizing agency banking in Nigeria. This avant-garde device is making it easier for customers to access financial services without having to go to the banking hall. With the availability of OPay agents in almost every neighborhood, customers can now perform various financial transactions in a matter of seconds. This article explores the benefits of using OPay Mini POS and how to get one.

Why OPay Mini?

One of the primary reasons why customers are opting for the OPay Mini POS is because of its portability. The device is small, lightweight, and can be handled with one hand. It is no bigger than an old calculator and weighs only about 50 grams. This means that it is easy to carry around and can be used on the go.

In addition, OPay Mini POS is highly functional and can perform all necessary transactions, such as checkouts, withdrawals, deposits, airtime and data top-ups, paying bills, and other banking services. It is designed to be user-friendly and can be operated by anyone. The device also offers instant settlement, which means that transactions are processed immediately and customers receive their payments in real-time.

Another advantage of using OPay Mini POS is its lower charges. Customers can enjoy charges as low as 0.5% per transaction compared to what regular banks charge. Additionally, OPayMini has its own dedicated specialist servicing vendors, making it easy for customers to get support and help. Unlike other POS devices, there is no need for caution fees when getting an OPay Mini POS.

How to Get OPay Mini POS

Acquiring an OPay Mini POS is easy. You can apply for one by following these simple steps:

  • Visit the OPay website: Go to opayweb.com/mini-pos/ to register.
  • Click merchant: Click on the merchant button on the homepage to access the registration form.
  • Fill in all the necessary information: Fill in all the requested information, including your name, location, and contact details.
  • Submit: Submit the registration form and wait for an OPay Mini Specialist to contact you. Alternatively, you can email the OPay Mini POS team at [email protected].

The OPay Mini Specialist will contact you within two days after you enroll. Once you get your Mini POS, you can start enjoying the benefits that come with it.

How Much Does OPay Mini POS Cost?

The cost of the OPay Mini POS is around N8,000 to N10,000. This is a relatively low price compared to other POS devices on the market. The device comes with a lot of benefits, including portability, affordability, and functionality.

In conclusion, OPay Mini POS is one of the best POS devices in Nigeria. It is a game-changer in the agency banking sector with its innovative features and affordability. Customers can now enjoy instant banking services wherever they are without having to visit a bank. Whether you are a small business owner or an individual looking to perform transactions with ease, OPay Mini POS is the perfect choice for you.

New Nigerian Student Loan Law: 11 Things to Understand

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11 Things You Should Know About The New Nigerian Student Loan Law

On June 12th, President Bola Tinubu signed the Access To Higher Education Bill, often known as the Student Loan Bill, into law. The bill was proposed by Femi Gbajabiamila, Speaker of the House of Representatives and Chief of Staff to the President-elect, and it was enacted by the Legislative in May 2023.

The purpose of the Bill is contained in its title: “A Bill for an Act to provide for easy access to higher education for Nigerians through an interest-free loan from the Nigerian Education Bank established in this Act to provide education for Nigerians and other purposes connected thereto.”

Below are some of the things you should know about the new law:

  1. All applicants must apply to the Chairman of the Bank and through the Student Affairs Office of their various institutions – University, College of Education, Polytechnic, or Vocational School – established by the Federal Government or any State Government.
  2. Applicant income or family income shall be less than N500,000 per annum
  3. Each applicant must provide two guarantors who must be a civil servant with at least 12 years of experience, a lawyer with at least 10 years post-call experience, a Judicial Officer, or a Justice of Peace
  4. A student can be disqualified if they or their parents have defaulted on any loan in the past, or they (the student) have been convicted of drug-related offenses or any felony involving dishonesty or fraud, or if they have been found guilty of exam malpractices by any school authority.
  5. Processing and disbursement of the loan shall be made within 30 days of the application reaching the Bank
  6. The loan granted to students shall only be for the payment of Tuition and shall be interest-free.
  7. Repayment of the Loan shall commence two years after the completion of the applicant’s NYSC program.
  8. 10% of the applicant’s salary shall be deducted at source by any employer for the repayment of the loan. And if they are self-employed, they will remit 10% of their total monthly profit as repayment of the loan.
  9. Defaulters, or anyone aiding them shall be liable, upon conviction, to two years imprisonment, or a fine of N500,000 or both.
  10. The new Act establishes the Nigerian Education Bank that will supervise the process, administer, and monitor these loans.
  11. The Bank shall have a Governing Board that will be chaired by a Professor who is a retired Vice Chancellor of any Nigerian university. The Board will include representatives from the Academic Staff Union of Universities, Vice Chancellors Forum, Rectors Forum, Nigerian Labour Congress, the Nigerian Bar Association, the Minister of Education, the Auditor General of the Federation, the Minister of Finance or their Representative, Chairman of Nigerian Universities Commission (NUC), among others.

ADIB Bank Customer Care Contact Details in UAE

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abu dhabi islamic bank

ADIB (Abu Dhabi Islamic Bank) is one of the leading Islamic banks in the United Arab Emirates (UAE), offering a wide range of banking services and products to its customers. As with any bank, it’s important for customers to have access to reliable customer service in case they have queries, concerns, or need assistance with their accounts. In this article, we will provide you with the contact numbers and information you need to reach ADIB Bank’s customer service in the UAE.

How to Contact ADIB Bank Customer Care UAE – Dubai

adib logo
adib logo

Contact ADIB Bank

If you have any queries, complaints, or feedback to provide ADIB bank, you can always contact the bank ADIB numbers or through any of the methods mentioned.

Customer SupportContact Details
Contact Number (Inside UAE)600503033
Contact Number (Outside  UAE)+971 26100600
Email Address[email protected]
Chat Support https://www.adib.ae/en/Pages/Contact.aspx
Facebook Messengerhttp://m.me/ADIB
Twitter Direct Messagehttps://twitter.com/adibtweets
Instagram Messagehttps://www.instagram.com/adib_bank/

Reporting Fraud:

Contact ADIB immediately at their 24/7 available Call Center if you notice any unusual/ suspicious activity on your account.

Ways to ReportWays to Contact
Local (UAE)600503033
International +971 2 6100600
Email [email protected]
Customer Service Email[email protected]

Contact Details for Banking Services

ADIB Bank provides you with different banking services with the following contact numbers, Email & SMS.

Banking ServiceInside UAEOutside UAE
Personal Banking600503033+971-2-6100600
Business Banking+971 2657 8777+971 2 657 8777
Priority Banking800 200+971 2 4129000
Private Banking800 072
Phone Banking600 543216Get more details about ADIB Phone Banking HERE.
SMS BankingTo check your account balance, SMS ‘BAL’ to 2400​
Standard Etisalat SMS sending charges apply
Wholesale Banking[email protected]

ADIB Branches & Contact Details

You can check all ADIB bank branches and other details below to contact them.

BranchPhone NumberInside UAEPhone NumberOutside UAEFaxAddress
Al Istiqlal Branch600544400+9712 6812161+9712 6326946Istiqlal Rd., P.O. Box 6316, Abu Dhabi
Al Khubairah Branch600525500+9712 6811511+9712 6811068Zayed 1st Street, Khalidya area, P.O. Box: 6316, Abu Dhabi
Corniche Branch600525500+9712 6811511+9712 6226653Corniche Road, Sheikha Mariam Bint Hamdan Building, P.O. Box: 3662, Abu Dhabi
Khalifa City ‘A’ Branch600525500+9712 6811511+9712 5564352Khalifa City A, Abraj Towers, Ground floor, Abu Dhabi, P.O. Box 115050
Madinat Zayed Branch600525500+9712 6811511+9712 8848450Madinat Zayed main street, P.O. Box: 58158
Mazyad Mall branch600525500+9712 6811511+9712 5532723Mohammed Bin Zayed City, Abu Dhabi, P.O. Box 112242
Musaffah Branch600525500+9712 6811511+971 2 5548308Musaffah Main RD, P.O. Box 105335
Salam Branch600525500+9712 6811511+971 2 6713990Al Salam Street, Al Wahda Tower, P.O. Box: 37647, Abu Dhabi
Oud al Touba Branch600525500+9712 6811511+971 3 7511199Oud Al Touba Round About,P.O. Box: 18781, Al Ain
Sanaiya Branch600525500+9712 6811511+971 3 7216400Al Sanaiya Area, P.O.Box: 13831, Al Ain
DownTown Branch600525500+9712 6811511+971 6 7457117Al Ittihad Street, P.O. Box: 414, Ajman
Khalifa street Branch600525500+9712 6811511+971 6 7462323Sheikh Khalifa Street, Union Insurance Building, P.O. Box: 414, Ajman
Banks Street600525500+9712 6811511+971 4 3966713Khalid bin Walid Rd., P.O. Box 115689 Bur Dubai – Dubai
Deira Branch600525500+9712 6811511+971 4 2658167Abu Baker Al Siddique Rd, P.O. Box 118977
Sheikh Zayed Road600525500+9712 6811511+971 4 3407110Sheikh Zayed Road, Between 3rd & 4th Interchange, P.O. Box 52053
Fujairah Branch600525500+9712 6811511+971 9 2226766Hamad Bin Abdullah Road, Abdul Rahman Kayed Building, P.O. Box: 2696, Fujairah
Ras Al Khaimah Branch600525500+9712 6811511+971 7 2280664Next to Manar Mall P.O. Box: 29494
Al Buhairah Branch600525500+9712 6811511+971 6 5563566Al Buhairah Corniche, Saeed Al Ghafli Building, P.O. Box: 31400, Sharjah
Al Qassimiya Branch600525500+9712 6811511+971 6 5724448King Abdul Aziz Road, P.O. Box: 31400, Sharjah

Contacts for Other Banking-Related Works

ADIB Gold Center Locations:

EmirateGold Center Branch
Abu Dhabi ​ ​Al Bateen BranchKhalidiya BranchSheikh Zayed Main BranchKhalifa City A BranchBaniyas Branch
Dubai ​ ​ ​ ​Dubai Internet City (Arenco) BranchJumeirah BranchEmaar Square BranchAl Barsha Mall Branch
Al-AinOud Al Touba Ladies BranchAl Hili Mall BranchTawam Branch
​ Sharjah​ ​Al Buhairah Branch ​Sharjah Branch

ADIB Business Centers locations:

EmirateBranch – Location
Abu DhabiSheikh Zayed: Shk Rashid Bin Saeed St, ADIB Head Quarters
SharjahAl Buhaira: Al Buhairah, Corniche St, Emirates Sale Tower, P1 floor + Mezzanine
​Dubai​ ​ ​Dubai Internet City: Sheik Zayed Road, Dubai Internet City, Arenco Tower, Ground floor/ connected to the branch + 24 floor
Al Riqqa: Al Riqqa St, Al Fahd Plaza Building, Mezzanine
JAFZA: Jebel Ali, JAFZA, From Gate#7 Behind ENOC Station, ADIB 2nd Building connected to the branch, Ground floor
Al-AinAl-Ain: Shk Zayed St, Sheikha Fatma Bin Nahyan Building, Near Clock Tower, Mezzanine 2

Grievance Redressal Cell

Complaint to ADIB Bank Name  DesignationEmail ID
Escalation 1Chief Operating Officer, Retail BankingHead of Complaints Resolution Unit[email protected]
Escalation 2Mr Maher Al RuzChief Operating Officer,Retail Banking[email protected]
(Source: 1 | 2 | 3 | 4 )

Hot Customer Service Contact Numbers:

  1. General Customer Service: ADIB Bank’s general customer service helpline is available 24/7 to assist customers with a wide range of inquiries. Whether you need help with account-related issues, card services, or general banking information, you can contact ADIB’s customer service representatives through the following numbers:
  • UAE Toll-Free Number: 800 2828
  • International Contact Number: +971 2 610 0600

For customers in the UAE, the toll-free number ensures that you can reach ADIB’s customer service without incurring any charges. The international contact number is useful if you are calling from outside the UAE or prefer to use it for any reason.

  1. Online and Mobile Banking Support: ADIB Bank provides robust online and mobile banking services, allowing customers to manage their accounts, make payments, and perform various transactions conveniently. If you encounter any issues with ADIB’s online or mobile banking platforms, or if you need guidance on how to use specific features, you can contact the online banking support team at:
  • UAE Toll-Free Number: 800 2288
  • International Contact Number: +971 2 610 0600

The online and mobile banking support team can assist you with troubleshooting, technical difficulties, password resets, and any other related matters to ensure that you have a seamless digital banking experience.

  1. Credit Card Customer Service: ADIB Bank offers a range of credit cards tailored to suit different customer needs. If you have questions about your credit card statement, or rewards program, or need assistance with reporting a lost or stolen card, you can contact ADIB’s credit card customer service using the following numbers:
  • UAE Toll-Free Number: 800 2273
  • International Contact Number: +971 2 610 0600

The credit card customer service team can also help you with card activation, limit increases, and provide information on the latest credit card offers and promotions.

  1. Complaints and Feedback: If you have a complaint, or feedback, or wish to escalate an issue that has not been resolved to your satisfaction, ADIB Bank has dedicated channels to address such matters. You can reach the Complaints Management Unit through the following numbers:
  • UAE Toll-Free Number: 800 844 8889
  • International Contact Number: +971 2 610 0600

ADIB Bank takes customer feedback seriously and strives to ensure that concerns are addressed promptly and effectively.

For more information about ADIB Bank and its services, you can visit their official website at ADIB Bank. The website provides detailed information about their products, services, branch locations, and frequently asked questions (FAQs).

AJMAN Bank Customer Care Contact Details in UAE

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ajman

AJMAN Bank is a leading Islamic bank in the United Arab Emirates, offering a wide range of financial services and products to individuals, businesses, and corporate clients. As a customer-centric institution, AJMAN Bank places great emphasis on providing excellent customer service and support. If you are an AJMAN Bank customer in the UAE and require assistance, here are the customer care contact details you need to know:

How to Contact AJMAN Bank Customer Care UAE – Dubai

ajman bank
Ajman bank

If you have any queries, complaints, or feedback to provide, you can always call any of the Ajman Bank Contact numbers.

Customer Care SupportContact Details
Contact Number (Inside UAE)80022
Contact Number (Outside  UAE)+971 47076888
Email Address[email protected]
Contact Formhttp://www.ajmanbank.ae/site/contact-us.html
Facebook Messengerm.me/ajmnbank
Twitter Direct Messagetwitter.com/ajman_bank
Instagram Messagehttps://www.instagram.com/ajmanbank/

Contact Details for Banking Services

Banking ServiceContact Details
Investor Support[email protected]
Phone Banking80022

SMS Banking:

  • If you subscribe to the SMS Banking Service, you’ll get alerts from the bank when any transaction(s) take(s) place.
  • For all financial transactions, you need to enter MPIN to complete the transaction. A confirmation key will be sent to the customers which they need to enter to complete the transaction.

Just follow 3 easy steps:

  1. Using specific codes, Ajman Bank provides a self-service function that helps you to request your account information.
  2. For example: To check the account balance, 
  3. Type an SMS command from your registered mobile e.g. BAL<space>your 12-digit account number 
  4. Send to 7700.
  5. Get the information on Screen.

Specific Code:

Please check the below codes for Specific Services.

ServiceCode
Last 5 TransactionsLTX
Account Balance BAL
Exchange RatesEX
Fund Transfer to other Ajman Bank AccountFTT  
Fund Transfer to Own AccountFTO
Account SummaryAD

AJMAN Bank Branches & Contact Details

Check AJMAN Bank branches in Dubai, Abu Dhabi & other Emirates along with other details to contact them.

BranchAddressPhone Number
Al-AinAl-Ain Branch Sheikh Khalifa Street, Al Ain, P.O.Box:114499 9713 799 7474
Abu DhabiKhalidya Branch Shk Zayed First Street, P.O.Box 114499, Abu Dhabi 9712 654 7777
DubaiJumeriah Branch,Jumeirah No-3,Jumeirah, P.O. Box 376262, Dubai, UAE. 9714 707 6871
DubaiGarhoud Branch, Red Avenue Building, Garhoud Area, Next to GGICO Metro Station, P.O. Box 376262, Dubai, UAE.
AjmanAFZA – Pay Office Ajman Freezone 9716 701 8531
AjmanAl Etihad Road Fax : +9716 747 99909716 747 9999
AjmanKhalifa Branch, Khalifa StreeFax : +971 6 74600659716 701 8656
SharjahBuhairah Corniche Branch, Buhairah Corniche Road,P.O. Box 80088, Sharjah, UAE
Abu Dhabi19th st – Abu Dhabi

Grievance Redressal Cell

Complaint to AJMAN Bank Process
Escalation 1When you raise a complaint, AJMAN Bank provides you with a Complaint Ticket Reference Number within 24 hours. They will endeavor to resolve complaints within 5 working days.
Escalation 2In case follow-up is required with third-parties, then it may take up to 21 working days in exceptional conditions, due to reliance on the resolution by third-parties may take up more than 21 working days.
(Source: 1 | 2 | 3 )

Complaint about Bank

If you are not satisfied with the solution provided by AJMAN bank then you can contact Central Bank (UAE) consumer complaint cell through the below ways.

Central BankWays to contact
Contact Number80022823
Complaint Email ID[email protected]
Consumer Complaint Formhttps://www.centralbank.ae/en/form/complaints
Contact Formhttps://www.centralbank.ae/en/form/contact
Fax+971 2 6916004
Head Office
Contact Numbers (Sun-Thu: 9 AM to 2 PM)02 665 222002 691 5555 
E-Mail [email protected]
Fax +97126652504
Mail Box P.OBox: :854

Complaints can be registered by walking through any of these central bank branches

BranchP.O BoxNumberFAX
Al Ain 1414 Al Ain+971 37656656(+971) 37664777
Dubai Box 448 Dubai+971 43939777(+971) 43939933 – 3937802
Fujairah 768 Fujairah+971 92224040(+971) 92226805
Ras Al Khaimah 5000 Ras Al Khaimah+971 172284444(+971) 172284646
Sharjah 645 Sharjah+971 65592592(+971) 65593099 – 5593977
(Source: 1 | 2 | 3 | 4 )

Hot Customer Service Contact Numbers:

  1. Customer Service Helpline: AJMAN Bank has a dedicated customer service helpline to address various queries, concerns, and requests. You can reach out to their customer service team by dialing the following number:
  • UAE Toll-Free: 800 22
  1. International Customer Care: If you are calling from outside the UAE, AJMAN Bank provides international customer care assistance as well. To contact the international customer care team, dial:
  • International: +971 6 742 9777
  1. WhatsApp Banking: AJMAN Bank offers a convenient WhatsApp banking service, allowing customers to access certain banking services through the popular messaging app. You can initiate a chat with AJMAN Bank’s WhatsApp banking service by adding their verified contact number to your WhatsApp contacts:
  • WhatsApp Banking: +971 6 742 9777
  1. Email Support: For non-urgent inquiries or if you prefer written communication, you can contact AJMAN Bank’s customer support team via email. Send your queries or concerns to:
  1. Online Enquiry Form: AJMAN Bank provides an online enquiry form on their official website, which allows you to submit your questions or requests electronically. To access the form, visit the AJMAN Bank website and navigate to the “Contact Us” section.
  2. Branch Visits: If you prefer face-to-face interaction, you can visit one of AJMAN Bank’s branches located across the UAE. The bank has a network of branches in prominent cities, including Dubai, Abu Dhabi, Sharjah, Ajman, and Ras Al Khaimah. To find the nearest branch to you, visit the AJMAN Bank website and use their branch locator tool.

It’s worth noting that AJMAN Bank strives to provide prompt and efficient customer service. However, response times may vary depending on the nature of your inquiry and the volume of customer requests.

For more information about AJMAN Bank’s products, services, and customer care, you can visit their official website: AJMAN Bank Official Website

Remember to have your account details or relevant information ready when contacting AJMAN Bank’s customer care to ensure a smooth and efficient resolution to your query or request.

SAMBA Bank Customer Care Contact Details in UAE

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samba bank

SAMBA Bank, a prominent financial institution in the United Arab Emirates (UAE), is known for its comprehensive range of banking products and services. As a customer of SAMBA Bank, it is important to have access to the right contact information in case you need assistance or have inquiries. This article provides you with the relevant customer service contact numbers for SAMBA Bank in the UAE, ensuring that you can easily reach out to them when needed.

How to Contact SAMBA Bank Customer Care UAE – Dubai

samba bank logo
samba bank logo

If you have any queries, complaints or feedback to provide SAMBA bank, you can always contact the bank customer care executives using any of the methods mentioned.

Customer Care SupportContact Details
Contact Number (Inside UAE)800 55000
Contact Number (Outside  UAE)+97147091650
Email Address[email protected]
Fax+971 4 7091122
Facebook Messengerm.me/SambaBank/
Twitter Direct Messagehttps://twitter.com/sambabank
Postal AddressSamba Customer Care, P. O. Box 6038, Dubai, UAE.

SAMBA Bank Branch Details

Address:

Samba Financial Group, 
Dubai Branch, 
Opposite e-Library, 
Umm Sequim 2, 
Jumeirah Beach Road Dubai.

Working Hours:

  • Normal Banking Hours: Sunday – Thursday: 9:30 AM to 4:30 PM
  • Branches Working during National Day:
  • Sitteen Branch – Makkah: 9:30 AM to 4:30 PM
  • Qurban Branch – Al-Madinah: 9:30 AM to 4:30 PM

Contacts for other Banking related works

Banking ServiceContact Number ( Toll-free )
Private Banking800 20777
Sambagold800 55000
Sambadiamond800 66000
(Source: 1 | 2 )

Complaint about Bank

If you are not satisfied with the solution provided by SAMBA Bank then you can contact Central Bank (UAE) consumer complaint cell through these below ways.

Central BankWays to contact
Contact Number80022823
Complaint Email ID[email protected]
Consumer Complaint Formhttps://www.centralbank.ae/en/form/complaints
Contact Formhttps://www.centralbank.ae/en/form/contact
Fax+971 2 6916004
Head Office
Contact Numbers (Sun-Thu: 9 AM to 2 PM)02 665 222002 691 5555 
E-Mail [email protected]
Fax +97126652504
Mail Box P.O Box: :854

Complaints can be registered by walking through any of these central bank branches

Branch NameP.O BoxNumberFAX
Al Ain Branch1414 Al Ain+971 37656656(+971) 37664777
Dubai BranchBox 448 Dubai+971 43939777(+971) 43939933 – 3937802
Fujairah Branch768 Fujairah+971 92224040(+971) 92226805
Ras Al Khaimah Branch5000 Ras Al Khaimah+971 172284444(+971) 172284646
Sharjah Branch645 Sharjah+971 65592592(+971) 65593099 – 5593977
(Source: 1 | 2 | 3 | 4 )

Hot Customer Service Contact Numbers:

  1. Customer Service Helpline: SAMBA Bank’s dedicated customer service helpline is available round the clock to address your concerns and provide assistance. Whether you have questions about your account, need help with a transaction, or require general banking information, the customer service helpline is the primary point of contact.

Contact Number: 800-124-2000

  1. Lost or Stolen Cards: In case your SAMBA Bank debit or credit card is lost or stolen, it is crucial to report it immediately to ensure the security of your account. SAMBA Bank provides a dedicated helpline to handle such situations promptly.

Contact Number: 800-124-2000

  1. Online Banking Support: For any technical issues or queries related to SAMBA Bank’s online banking services, including login problems, transaction errors, or general assistance with digital banking features, the online banking support team is available to assist you.

Contact Number: 800-124-2000

  1. International Banking Services: If you require assistance with SAMBA Bank’s international banking services, such as foreign exchange transactions, international transfers, or any other related inquiries, the bank has a specialized team to cater to your needs.

Contact Number: +971 4 709 1111

  1. Investment Services: SAMBA Bank offers various investment products and services to help you grow your wealth. If you have questions about investment options, or portfolio management, or want to discuss investment strategies, the investment services team is ready to assist you.

Contact Number: +971 4 709 1111

  1. Mortgage and Loan Services: For individuals interested in availing SAMBA Bank’s mortgage or loan products, the bank has a dedicated team to guide you through the application process, provide information on interest rates, terms, and conditions, and answer any related queries.

Contact Number: +971 4 709 1111

When contacting SAMBA Bank’s customer service, it is advisable to have your account details ready for verification purposes. Additionally, make sure to provide clear and accurate information regarding your inquiry or concern to help the customer service representative assist you more effectively.

For more information about SAMBA Bank’s products, and services, or to explore their offerings, you can visit their official website: SAMBA Bank UAE

Remember, SAMBA Bank strives to provide excellent customer service, and by utilizing the appropriate contact numbers provided above, you can ensure that your concerns are addressed promptly and efficiently.

Credit Karma Instant Karma: Complete 2026 Guide

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credit karma

Curious about Credit Karma Instant Karma? Look no further! In this guide, we’ll cover everything you need to know about this exciting feature. For those unfamiliar with Credit Karma, it’s a popular platform that provides users with free credit scores, reports, and various financial tools.

One of the latest additions to Credit Karma’s array of offerings is Instant Karma. This feature allows users to win cash prizes for making wise financial decisions. In this article, we’ll dive into exactly what Credit Karma Instant Karma is, how it works, and its benefits.

What Is Credit Karma’s Instant Karma?

Credit Karma Instant Karma is a feature that rewards users with cash prizes for completing specific financial actions. These prizes can range from $5 to an impressive $20,000!

The most common financial actions users can take to win cash prizes include:

  • paying off their credit card balances
  • making deposits into their savings accounts
  • opening new investment accounts
credit karma instant karma
credit karma instant karma

How Does Credit Karma Instant Karma Work?

Participating in Credit Karma Instant Karma is easy! Once a user navigates to the Instant Karma section of their Credit Karma account, they can see all the available rewards. From there, users can choose which rewards interest them and participate accordingly.

For example, a user may see a reward for paying off a credit card balance, with the possibility of winning $50 of Instant Karma. Once the user pays off the credit card balance, they’ll be automatically entered into a drawing for the reward. The drawing occurs randomly, and winners are typically chosen within a few days of the drawing.

Is Credit Karma Instant Karma Legit?

Yes, Credit Karma Instant Karma is a legitimate feature offered by Credit Karma. The platform has a strong reputation for providing accurate credit scores and reports, as well as offering helpful financial tools to its users. Additionally, Instant Karma rewards are funded by Credit Karma and are not a scam.

How To Register For Instant Karma

If you’re interested in participating in Instant Karma, the first step is to have a Credit Karma account. If you don’t already have an account, you can sign up for one for free on their website. Once you have an account, simply navigate to the Instant Karma section to see the available rewards!

Who Qualifies For Instant Karma?

To participate in Instant Karma and potentially win cash rewards, you must be a Credit Karma user and meet the specific requirements for each reward. Some rewards may require paying off a certain amount of credit card debt, while others may require opening a new investment account. Be sure to check the fine print before participating!

How To Use Instant Karma

Using Instant Karma is straightforward: once you find a reward that interests you, click on it to learn more about the requirements. If you meet the requirements, complete the action to be entered into a drawing for the reward. Winners are chosen randomly within a few days of the drawing.

Benefits Of Instant Karma

The biggest benefit of Credit Karma’s Instant Karma is the chance to win cash prizes for making wise financial decisions. Participating in Instant Karma can motivate users to take positive financial actions to improve their credit scores and overall financial health, as well as help users save money and build wealth over time.

In conclusion, Credit Karma Instant Karma is a legitimate and exciting feature that allows users to win cash prizes for making smart financial decisions. To use Instant Karma, make sure you have a Credit Karma account and meet the specific requirements for each reward. By participating in Instant Karma, users can be motivated to take positive financial actions to improve their credit scores and overall financial health, while potentially winning some cash!

Sharjah Islamic Bank Customer Care Contact Details in UAE

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sharjah islamic bank

Sharjah Islamic Bank (SIB) is a leading Islamic financial institution in the United Arab Emirates (UAE) known for its commitment to providing excellent customer service. With a wide range of banking products and services tailored to meet the diverse needs of its customers, SIB understands the importance of efficient communication channels. In this article, we will provide you with the essential customer service contact numbers for Sharjah Islamic Bank, ensuring that you can easily reach out to the bank for assistance or inquiries.

How to Contact Sharjah Islamic Bank Customer Care UAE – Dubai

sharjah islamic bank logo
Sharjah Islamic bank logo

If you have any queries, complaints, or feedback to provide Sharjah Islamic Bank, you can always contact the bank’s customer care executives using any of the methods mentioned below.

Customer SupportContact Details
Contact Number (From anywhere)+97165999999
Email ID[email protected]
Contact Formhttps://www.sib.ae/contact-us#.Xlot-5MzZQJ
Facebook Messengerm.me/SharjahIslamicBank
Twitterhttps://twitter.com/sharjahislamic
Postal AddressOrganizational Excellence, Customer Complaints Department, Sharjah Islamic Bank Tower, Al Khan, Sharjah – P.O Box 4 United Arab Emirates

Sharjah Islamic Bank Branches & Contact Details

You can check all Sharjah Islamic Bank branches and other details below to contact them.

Branch NameAddressWorking Hours
Sharjah Main BranchSharjah Islamic Bank Tower, Al Khan area, Near Al Qasba Canal.8:00 A.M to 2:30 P.M
Buhaira BranchCorniche Al Buhairah Road8:00 A.M to 2:30 P.M
King Fasial Street – Gents BranchKing Faisal Road, Al Hisn Tower8:00 A.M to 2:30 P.M
King Faisal Street – Ladies BranchKing Faisal Road, Al Hisn Tower8:00 A.M to 2:30 P.M
Saif Zone BranchSharjah Airport Road, inside Saif Zone area8:00 A.M to 2:30 P.M
American University of Sharjah – BranchUniversity City area8:00 A.M to 2:30 P.M
Al Dhaid Branchinside Sharjah CO-OP Building8:00 A.M to 2:30 P.M
Wasit BranchWasit Road , Al Khazamiyah Area, Ramadan 8:00 A.M to 2:30 P.M
Industrial BranchSharjah Industrial Area 18:00 A.M to 2:30 P.M
Sharjah Court BranchAl Meena Street, Al Khan area8:00 A.M to 2:30 P.M
Fujairah BranchShk. Hamad Bin Abdullah Street8:00 A.M to 2:30 P.M
Dibba Al Hisn BranchAl Akd Al Fareed road8:00 A.M to 2:30 P.M
Khorfakkan BranchCorniche Road, Centre Souk Building8:00 A.M to 2:30 P.M
Kalba BranchShK. Saeed Street, Opposite Sidra Park8:00 A.M to 2:30 P.M
Dubai BranchDeira, Abu Baker Al Siddique Street,Opposite Hamarain Centre8:00 A.M to 2:30 P.M
Sheikh Zayed Road BranchNassema Tower, Same Raddison Blu Building Shk Zayed Road8:00 A.M to 2:30 P.M
Al Twar BranchAl Tawar, Damascus Street, Nasir Al Fihaidi Building8:00 A.M to 2:30 P.M
Abu Dhabi BranchElectra Road, Next to Honda Showroom8:00 A.M to 2:30 P.M
Al Ain Main BranchAli Bin Abi Taleb street, Oud Al Toba Area -Bulding khalfa salaminy.8:00 A.M to 2:30 P.M
Sharjah University – Boys College BranchUniversity City area, Male Wing, Student Center.8:00 A.M to 2:30 P.M
Sharjah University – Girls College BranchUniversity City area, Woman Wing.8:00 A.M to 2:30 P.M
Matajer Al Jurainah BranchAl Juraina area8:00 A.M to 2:30 P.M
Mega Mall BranchMega Mall, Ground Floor8:00 A.M to 2:30 P.M
Al Hamriya Free Zone BranchSharjah Airport Road, inside the Saif Zone area8:00 A.M to 2:30 P.M
Al Khalidya BranchGound floor, Shining Tower, Khalidiya area8:00 A.M to 2:30 P.M
Matajer Al Mirgab BranchAl Mirqab area8:00 A.M to 2:30 P.M
Mega Mall BranchMega Mall, Ground Floor8:00 A.M to 2:30 P.M
Al Hamriya Free Zone BranchGround floor, Shining Tower, Khalidiya area8:00 A.M to 2:30 P.M
Al Khalidya BranchGround floor, Shining Tower, Khalidiya area8:00 A.M to 2:30 P.M
Matajer Al Mirgab BranchAl Mirqab area8:00 A.M to 2:30 P.M
Economic Department BranchAl Layyah Area, Sharjah Economic Department Building8:00 A.M to 2:30 P.M
Jabal Ali Free Zone BranchIndustrial 2nd, The Galleries, Downtown8:00 A.M to 2:30 P.M
Musaffah BranchAl Fahim HQ Bldg, Musafah area8:00 A.M to 2:30 P.M
Ras al Khaimah BranchAl Nakheel Area – Al Muntasir Street8:00 A.M to 2:30 P.M
Port Saeed BranchGround Floor, SIB Building, Port Saeed Area, Near Deira City Centre, Ramadan 8:00 A.M to 2:30 P.M
Souq Al Haraj BranchInside the Hamriyah Free Zone area8:00 A.M to 2:30 P.M
Muwaileh BranchMuwaileh Area, University City Road8:00 A.M to 2:30 P.M
Hazaa Bin Zayed Stadium BranchHazaa Bin Zayed Stadium8:00 A.M to 2:30 P.M
Sahara Centre BranchSahara Centre, Ground Floor8:00 A.M to 2:30 P.M
Mall of the Emirates BranchEntrance A, First Floor8:00 A.M to 2:30 P.M
(Source: 1 | 2)

Complaint about Bank

If you are not satisfied with the solution provided by Sharjah Islamic Bank then you can contact Central Bank (UAE) consumer complaint cell through these below ways.

Central BankWays to contact
Contact Number80022823
Complaint Email ID[email protected]
Consumer Complaint Formhttps://www.centralbank.ae/en/form/complaints
Contact Formhttps://www.centralbank.ae/en/form/contact
Fax+971 2 6916004
Head Office
Contact Numbers (Sun-Thu: 9 AM to 2 PM)02 665 222002 691 5555 
E-Mail [email protected]
Fax +97126652504
Mail Box P.OBox: 854

Complaints can be registered by walking through any of these central bank branches

BranchP.O BoxNumberFAX
Al Ain 1414 Al Ain+971 37656656(+971) 37664777
Dubai Box 448 Dubai+971 43939777(+971) 43939933 – 3937802
Fujairah 768 Fujairah+971 92224040(+971) 92226805
Ras Al Khaimah 5000 Ras Al Khaimah+971 172284444(+971) 172284646
Sharjah 645 Sharjah+971 65592592(+971) 65593099 – 5593977
(Source: 1 | 2 | 3 | 4 )

Hot Customer Service Contact Numbers:

  1. Customer Service Helpline: The customer service helpline of Sharjah Islamic Bank is available round the clock to assist customers with their banking-related queries, complaints, or requests. Whether you need assistance with a specific transaction, want to inquire about a product, or have any concerns, you can reach out to the customer service team by dialing the following number:

Customer Service Helpline: 800 4742 URL: https://www.sib.ae/en/contact-us

  1. Credit Card Services: For any credit card-related inquiries, such as card activation, balance inquiries, reporting a lost or stolen card, or resolving any issues, you can contact Sharjah Islamic Bank’s dedicated credit card services team. They are equipped to address all credit card-related concerns promptly.

Credit Card Services: 800 4742 URL: https://www.sib.ae/en/personal-banking/credit-cards

  1. Internet Banking Support: Sharjah Islamic Bank provides convenient Internet banking services to its customers, allowing them to perform various transactions and access their accounts online. If you encounter any issues or need assistance with Internet banking, you can contact the dedicated support team for Internet banking queries.

Internet Banking Support: 800 4742 URL: https://www.sib.ae/en/personal-banking/online-banking

  1. Mobile Banking Support: SIB offers a user-friendly mobile banking application for seamless banking on the go. Should you require any assistance or face challenges while using the mobile banking app, you can contact the mobile banking support team.

Mobile Banking Support: 800 4742 URL: https://www.sib.ae/en/personal-banking/mobile-banking

  1. Loans and Financing Inquiries: For inquiries related to loans and financing options, such as personal loans, home financing, auto financing, or business financing, you can contact the dedicated customer service helpline.

Loans and Financing Inquiries: 800 4742 URL: https://www.sib.ae/en/personal-banking/loans

United Arab Bank Customer Care Contact Details in UAE

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union arab bank

When it comes to banking services, having access to reliable customer support is essential. United Arab Bank (UAB) is one of the leading banks in the United Arab Emirates (UAE) that provides a range of financial services to its customers. If you are a UAB customer and need assistance, it’s important to know the customer service contact numbers in UAE. In this article, we will provide you with the necessary information to get in touch with UAB customer service.

How to Contact Union Arab Bank Customer Care in UAE – Dubai

If you have any queries, complaints, or feedback to provide to United Arab Bank, you can always contact the bank’s customer care executives using any of the methods mentioned below.

Customer Care SupportContact Details
Contact Number (Within UAE)800 474
Contact Number (Outside UAE)+97165987332
Live ChatGet an instant Response HERE
Call Back FormGet a call back HERE
Facebook Messengerm.me/UnitedArabBankUAE
Twitter Direct Messagehttps://twitter.com/arabbankgroup
Instagram Messagehttps://www.instagram.com/uabuae/
Sadara Toll Free800 72 32 72
Sadara International+971 6 5987333

United Arab Bank Branches & Contact Details

United Arab Bank Head Office:

UAB Tower
Al Majaz Street
Buhaira Corniche
P.O. Box 25022
Telephone: +971 6 5075 222

United Arab Bank Branches in Dubai:

You can check all United Arab Bank branches and other details below to contact them.

Branch NameAddressPhone NoFax
DEIRA BranchDeira, Baniyas Street, Al Salamiyah Tower – P.O. Box 4579+971 4 222 0181
+971 4 227 4309
Jebel Ali BranchBanking ComplexJ ebel Ali Free Zone P.O. Box 16823+971 4 802 7400+971 4 887 6121
SH. ZAYED ROAD BranchAl Moosa Tower 2, Shz Zayed Road – P.O. Box 34893+971 4 707 1900+971 4 332 1332
Marina Promenade Tower BranchUnit LS-17, Ground Floor Marina Drive North P.O. Box 38452+971 4 567 3700+971 4 456 1296
Dubai Manara Indigo BranchGround Floor, Shop No 2Indigo Central-6, Al Manara Area+971 4 515 4700+971 4 338 5294
Dubai Oud Metha BranchShowroom No.S3 Eleganza ApartmentsOud Metha Road P.O. Box 120767+971 4 405 9600+971 4 358 2371
Jumeirah RdJumeirah, Opp Sunset Mall, P.O Box 390086+971 4 406 9200+971 4 789 4563
Dubai Media CityConcorde Towers, Floor 1Dubai Media City P.O Box 390074+971 4 406 3909+971 4 789 4563
Business Bay Electronic Banking Service UnitExecutive Tower, Bay Avenue Part J, Business Bay, Shop No 10 P.O Box 27589+971 4 373 6998+971 4 373 6999
DUBAI AL QUOZ BranchAl Quoz First Area, Reemas Building Ground Floor – Showrooms 1 to 3, First Floor – Offices 1,2,8,9,10 & 11, Sh. Zayed Road – P.O. Box 392066+971 4 309 2666+971 4 380 8970

Other Branches:

Branch NameAddressUnited Arab Bank Timings
UAB Tower BranchAl Majaz 1, UAB Tower – P.O. Box 25022Sat – Thu: 08:00 AM – 03:00 PM
KING FAISAL Street BranchAbu Shagara, King Faisal Street, Bahwan Tower – P.O. Box 23226Sat – Thu: 08:00 AM – 03:00 PM
CORNICHE BranchAl Majaz 3, Al Mohannad Tower – P.O. Box 60868Sat – Thu: 08:00 AM – 03:00 PM
ABU DHABI KHALIFA ST. BranchGIBCA Building, Khalifa Street – P.O. Box 3562Sat – Thu: 08:00 AM – 03:00 PM
AJMAN BranchNear Thumbay Hospital, New Ajman Souk – P.O. Box 2700Sat – Thu: 08:00 AM – 03:00 PM
RAK – AL NAKHEEL BranchMuntasir Road, Al Nakheel – P.O. Box 615Sat – Thu: 08:00 AM – 03:00 PM
AL AIN BranchSh. Faisal Bin Sultan Al Qassimi Bldg P.O. Box 16077Sat – Thu: 08:00 AM – 03:00 PM
RAK – DEHAN BranchSh. Faisal Bin Sultan Al Qasimi Building, Sh. Mohammed Salem Al Qasimi Street – P.O. Box 38282Sat – Thu: 08:00 AM – 03:00 PM

Contacts for Other Banking-Related Works

ServicesContact at
Personal Banking Email[email protected]
Corporate Banking Email[email protected]
Report suspicious UAB Email or Website[email protected][email protected]
DepartmentPhone NumberFax Number
Head Office+971 6 507 5222+971 6 573 3906
Investor Relations+971 6 507 5917+971 6 507 5887
Sadara Wealth Management800 SADARA (800 723272)+971 6 507 5552
Treasury & Capital Marketing+971 6 575 339+971 6 575 430+971 6 575 436+971 6 5733137
Islamic Banking800 474, Select your language & then Option 1+971 4 332 4864,+971 6 568 8085
Corporate Banking Services800474, Select your language then Option 2+971 6 5075 965
Retail Banking800474, Select your language then Option 1+971 6 507 5762
(Source: 1 | 2 | 3)

Complaint about Bank

If you are not satisfied with the solution provided by United Arab Bank then you can contact Central Bank (UAE) consumer complaint cell through these below ways.

Central BankContact Details
Contact Number80022823
Complaint Email ID[email protected]
Consumer Complaint Formhttps://www.centralbank.ae/en/form/complaints
Contact Formhttps://www.centralbank.ae/en/form/contact
Fax+971 2 6916004
Head Office
Contact Numbers:(Sun-Thu: 9 AM to 2 PM)02 665 222002 691 5555 
E-Mail [email protected]
Fax+97126652504
Mail Box P.O.Box: 854

Complaints can be registered by visiting any of these central bank branches.

BranchP.O.BoxContact DetailsFax
Al Ain 1414 Al Ain+971 37656656(+971) 37664777
DubaiBox 448 Dubai+971 43939777(+971) 43939933 – 3937802
Fujairah768 Fujairah+971 92224040(+971) 92226805
Ras Al Khaimah 5000 Ras Al Khaimah+971 172284444(+971) 172284646
Sharjah 645 Sharjah+971 65592592(+971) 65593099 – 5593977
(Source: 1 | 2 | 3 | 4 )

Hot Customer Service Contact Numbers:

  1. General Customer Service: You can contact their customer service team if you have general inquiries or require assistance with your UAB account. The dedicated UAB customer service number is +971 6 507 6800. Feel free to call this number to speak with a customer service representative who can address your concerns or provide guidance on various banking services.
  2. Lost or Stolen Cards: In case your UAB debit or credit card is lost or stolen, it is crucial to report it immediately to prevent any unauthorized transactions. To report a lost or stolen card, contact UAB’s dedicated hotline at: +971 4 813 5555. The customer service team will guide you through the necessary steps to secure your account and issue a replacement card.
  3. Online Banking Support: If you are facing any issues or need assistance with UAB’s online banking platform, you can reach out to their online banking support team. They can help you with login problems, account access, transaction history, and other online banking-related inquiries. Contact UAB’s online banking support team at +971 4 818 8500.
  4. Corporate Banking Support: A dedicated customer service helpline is available for UAB customers with corporate or business banking requirements. If you have inquiries about corporate accounts, cash management services, trade finance, or any other corporate banking matters, contact UAB’s corporate banking support team at: +971 4 213 0000.
  5. International Customer Service: If you are outside the UAE and require assistance from UAB, you can contact their international customer service number: +971 6 507 6800. This number is dedicated to serving UAB customers who are abroad, ensuring that they can access customer support regardless of their location.

Remember, these contact numbers are subject to change. It is always a good idea to verify the contact information on UAB’s official website for the most up-to-date details.

In addition to these customer service contact numbers, UAB provides various digital channels for customer support, such as email, live chat, and social media platforms. You can visit UAB’s official website at [insert UAB’s official website URL] for more information and to explore these support options.